Lock & Shop: Lock in your rate today before you find a home

Purchasing a home should be an exciting process, but having to worry about interest rates rising in this market can dampen some of the joy. That is why Homeseed is offering our Lock & Shop program to clients. Potential homebuyers will now be able to lock in your rate before you have a fully executed purchase contract, so you can have peace of mind that your interest rate will not go up while searching for your home.

Homeseed has developed our Lock & Shop program to allow for your rate to be protected for up to 60 days. Extensions are also available for more time. By locking in your rate now while you look for your home, the Lock & Shop program gives you the opportunity to save money should interest rates continue to rise as many experts predict they will throughout 2022. Locking in a rate now also helps you manage your home budget by removing any surprises of a higher monthly mortgage payment if interest rates were to rise.

Please reach out today with any questions. The Homeseed Team is ready to get you pre-approved and help strengthen your offer by letting sellers know you are certified for financing with an interest rate that is already locked!

Get Started in Less Than 10 Minutes

Get pre-approved with our online mortgage application. It’s simple, fast & secure!